France
Caisse Centrale de Réassurance (CCR)
Caisse Centrale de Réassurance (CCR)
France Description
As a public reinsurer, CCR is mandated to operate in the public interest. As such, CCR provides insurers operating in France with coverage of exceptional risks.
Wholly-owned by the French State, the Company conducts, for certain activities, missions essential to the public authorities.
State-guaranteed Reinsurance activities cover:
• The reinsurance of natural disaster risks under the compensation scheme,
• The reinsurance of attacks and terrorist acts,
CCR is responsible for the accounting and financial management of public funds on behalf of the State.
CCR provides:
• long-term reinsurance solutions, e.g. coverage against natural catastrophes,
• short-term reinsurance solutions whenever required, e.g. public-sector provision of credit reinsurance during the 2008 financial crisis.
An agreement defines the general interest missions delegated to CCR by the State: the reinsurance of certain extreme risks, the data collection and modeling of risks and the management of public funds. The agreement also stipulates the conditions for the achievement of these missions, in particular the reinsurance of natural disasters based on the principle of national solidarity. Lastly, it sets the price and lays out the terms of the State’s guarantee by which CCR benefits for the operation of its public reinsurance activities.
France News and Events
News and Events
18 September 2026
The 19th World Forum of Catastrophe Programmes (WFCP) was held in Paris from 15 to 18 September 2026, at the invitation of CCR.
The meeting brought together representatives from 15 countries and organisations involved in natural catastrophe risk coverage, through a wide variety of national schemes (reinsurance pools, public reinsurance, public insurance, funds). All share the common objectives of protecting insurability and strengthening the resilience of societies and economies.
4 September 2026
Le résultat du premier semestre est pénalisé par les premiers effets de la sécheresse 2026, particulièrement précoce, qui aggrave la sinistralité liée au phénomène de retrait gonflement des argiles (RGA). Pour l’ensemble de l’année, cette sécheresse revêt un caractère historique par son intensité et sa durée.
31 March 2026
Depuis 80 ans, CCR agit au cœur d’une mission essentielle : garantir l’assurabilité des risques extrêmes lorsque le marché seul ne suffit plus, afin de préserver la capacité de notre société à se projeter dans l’avenir.
Réassureur public français, elle met cette mission au service de l’intérêt général. En proposant aux assureurs des couvertures bénéficiant de la garantie de l’État et en mobilisant des expertises de haut niveau en modélisation physique, actuarielle et économique, elle contribue à mieux comprendre, anticiper et couvrir les risques majeurs.
https://www.ccr.fr/